This product is not yet available for purchase. We are in active conversations with South African underwriters and expect to launch in Q3 2026. Join the waitlist below to be among the first to know.
Estate liquidity cover
Cash to settle the estate's bills without forcing a fire-sale of assets.
Who it's for
Estates with property, businesses, retirement annuities or offshore assets where the executor needs cash before assets can be sold or transferred.
How it fits your estate
Your liquidity tool already estimates this gap. Once cover is live, the policy plugs straight into that calculation.
Why it matters
- Estate duty, capital gains tax, executor fees and Master's Office costs are payable before heirs see anything.
- Without liquidity cover, families often have to sell the family home or business at a discount to free up cash.
- A targeted liquidity policy is sized to the estate's expected costs and pays the executor's fiduciary account directly.
Similar in purpose to estate-cost cover and liquidity riders offered by major South African insurers.
Join the founding cohort
People on the waitlist will be the first to access this product when it launches. We will share the underwriter, the pricing and how to apply before anyone else. No obligation: you choose whether to proceed when the time comes.
Register your interest in estate liquidity cover
Help us understand what cover you need so we can brief our underwriting partners accurately. We'll email you when this product is ready to buy.
Any product shown as "coming soon" is not yet available for purchase. Information about future products is provided for planning and interest-capture purposes only and does not constitute a quote, offer, underwriting approval or guarantee of availability.
Funeral cover, life cover, liquidity or shortfall cover, and any estate-related cover will always depend on the actual product structure, insurer, underwriting, terms, exclusions, limits and claims requirements. Medical expenses before death, hospital costs, palliative care, frail care and other end-of-life expenses should be treated as not covered unless a specific product expressly says otherwise.
Any calculator on this service is a planning tool only. It is not legal advice, tax advice, financial advice, a quotation, underwriting approval, or confirmation that any insurer will offer cover on the terms shown.