This product is not yet available for purchase. We are in active conversations with South African underwriters and expect to launch in Q3 2026. Join the waitlist below to be among the first to know.

    All cover products
    Launching Q3 2026

    Funeral cover

    A small, fast pay-out so the family is never out-of-pocket on the day.

    Who it's for

    South African families who want certainty that the funeral cost is covered within days of death, not weeks.

    How it fits your estate

    We will store policy details in your vault so the executor and family can act on it without searching for paperwork.

    Why it matters

    • Funerals in South Africa typically run between R20 000 and R80 000, and the executor cannot release estate funds for months.
    • A focused funeral policy pays a lump sum to a nominated person within 24 to 72 hours, separate from the estate.
    • It removes the awkward conversation about who fronts the cost while the will is in process.

    Comparable to funeral policies from major South African insurers, designed to settle within days.

    Join the founding cohort

    People on the waitlist will be the first to access this product when it launches. We will share the underwriter, the pricing and how to apply before anyone else. No obligation: you choose whether to proceed when the time comes.

    Register your interest in funeral cover

    Help us understand what cover you need so we can brief our underwriting partners accurately. We'll email you when this product is ready to buy.

    By registering your interest you agree we may email you about this product. We won't share your details with third parties without telling you. This is not a quotation or contract of insurance.

    Any product shown as "coming soon" is not yet available for purchase. Information about future products is provided for planning and interest-capture purposes only and does not constitute a quote, offer, underwriting approval or guarantee of availability.

    Funeral cover, life cover, liquidity or shortfall cover, and any estate-related cover will always depend on the actual product structure, insurer, underwriting, terms, exclusions, limits and claims requirements. Medical expenses before death, hospital costs, palliative care, frail care and other end-of-life expenses should be treated as not covered unless a specific product expressly says otherwise.

    Any calculator on this service is a planning tool only. It is not legal advice, tax advice, financial advice, a quotation, underwriting approval, or confirmation that any insurer will offer cover on the terms shown.

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    When I Am Gone (Pty) Ltd ("When I Am Gone") provides secure digital information storage tools only. When I Am Gone is not a law firm, financial adviser, or estate planning professional. This service does not constitute legal, tax, or financial advice. Consult qualified professionals for estate planning matters. Executors and beneficiaries are responsible for verifying information and obtaining professional advice before acting.

    Will documents created using When I Am Gone must be printed, reviewed, and signed in the presence of two competent witnesses as required by the Wills Act 7 of 1953. Electronic wills are not valid under South African law. When I Am Gone does not verify will validity, witness competency, or guarantee executor or Master of the High Court acceptance.

    When I Am Gone is the responsible party for processing your personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA) and the Promotion of Access to Information Act 2 of 2000 (PAIA). We process data based on your consent and contract performance. Data categories collected include identity, contact, estate, and financial information. Sensitive vault entries are encrypted in your browser before they reach our servers, and uploaded files are encrypted on our servers before they are stored; the security of your own device and passphrase remains your responsibility. Data is held with our cloud and database providers under written POPIA processing terms. Retention: active accounts indefinitely; deleted accounts for 7 years per legal requirements.

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    When I Am Gone is a registered Financial Services Provider | FSP No: 55699 | Regulated by the FSCA

    Certain services are financial services under FAIS. Administrative vault services are non-FAIS. | CPA cooling-off rights apply. | The FSP licence is held by When I Am Gone alone and is never re-presented under a partner brand.

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